DFS: Promote Digital Savings as an anchor product

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Last week Thursday, 7th September, Enterprise Partners hosted a workshop for banks and others involved in Digital Financial Services (DFS). The findings of its Assessment of Transaction Pools for DFS. In this second blog: Which Digital Financial Products should be … Continued

The secretive characteristics of digital money

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Digital money transactions have worldwide become the custom due to enhanced technologies. This system has seen use in most countries around the world and our nation, Ethiopia, is starting to follow in their footsteps, with the potential to largely enhance … Continued

Encouraging encounters with merchants in Ethiopia

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Digital Money is a new phenomenon in Ethiopia. Through my interaction with various individuals, I realized that the majority has either never heard about it or does not really know what it is. Interestingly, lack of awareness about digital money does not … Continued

“Digital money as a headache remedy”

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Compared to its neighbouring countries, adoption of Mobile Money Services has not yet gotten a strong foothold in Ethiopia. Despite its economic progress, mobile penetration is lagging behind. As of early 2017 there were three main providers of digital services … Continued

Savings Groups

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Through my field interactions with research respondents I started wondering how they usually get loans. The first institution, which probably comes to one’s mind, is a bank. However, when I asked Khainza Nuru, a study participant in Mbale, her answer … Continued

DFS: are we at a historic moment?

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On September 7th, 2017 – Enterprise Partners hosted an event for banks and other stakeholders in Digital Financial Services (DFS): Assessment of Transaction Pools for DFS. The Consultant, Anne Marie van Swinderen, started by taking the audience more than 1000 … Continued

Smoke signals

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During my field visits to rural study participants a frequent sight was the thick smoke billowing from the respondents’ kitchens. Some of these kitchens were straw thatched mud houses others iron roofed mud structures or even makeshift structures. The kitchen … Continued

Can diaries research change the world?

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“Yes, definitely” claims Anne Marie van Swinderen, founder of L-IFT, a company dedicated to exactly that – changing the world through diaries research. “Diaries research” is a bit of a misnomer. It is not, as the name suggests, about people … Continued

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