Reject inference in credit scoring refers to the process of estimating the creditworthiness of applicants who have been rejected for loans or credit based on the available data from approved applicants. It aims to overcome the limitation of using only … Continued
In Zimbabwe, L-IFT has been collecting financial diaries data and Covid-19-related experiences from 18 corner shops spread across 3 provinces since April 2020 during a countrywide lockdown to help contain the disease. The Covid-19 period presented numerous challenges to these … Continued
As a communications officer for L-IFT, I have had the privilege of conducting weekly Startup Diaries interviews with our managing director since January 2023. These interviews have proven to be crucial practice for our organization, fostering transparency and self-awareness, promoting … Continued
In today’s fast-paced and data-driven world, organizations face a multitude of challenges in understanding their employees. As the backbone of any successful organization, employees’ experiences, opinions, and needs hold valuable insights that can fuel growth and drive positive change. Introducing … Continued
L-IFT is an international research company working on a wide range of financial research topics in a number of countries across the globe, requiring project-based field employees to deliver the high-quality research for which L-IFT is known. As a result, … Continued
Research is a tool that enables humans to delve into the unknown. It is this very nature of it that fuels civilizations’ leap into newer stratospheres of achievement. Fueled by the ever-present curiosity of humans and the unquenchable zeal to … Continued
Data integrity is a concept that has the utmost importance for a research organization. It is how the organization makes sure that the data it gathers is accurate, complete, and consistent. That is why I felt that it is important … Continued
While not seen upfront and glamorized, small businesses are a big part of what keeps a country running. A closer look into small businesses can show you that they are teeming with creativity, hard work, and endless activities to improve … Continued
What do we mean by the terms Big Data and Small Data? Big Data refers to massive amounts of data that are too complicated and vast to be handled by typical data processing software. These data sets are frequently compiled … Continued
Savings groups[1] have been an astonishingly widespread and popular mechanism amongst refugees, L-IFT learned immediately from the baseline survey that we implemented in 2019 in Kiryandongo and Nakivale settlements, Uganda. One of the key findings is that saving groups (mostly … Continued