Last year I was part of a team that conducted a Financial Diaries study of young people in Morocco, Nigeria and Senegal as part of a comprehensive research project on “Young People in Africa” that was conducted on behalf of the Scale2Save … Continued
Last year I was part of a team that conducted a Financial Diaries study of young people in Morocco, Nigeria and Senegal as part of a comprehensive research on “Young People in Africa” that was conducted on behalf of the Scale2Save Programme—a partnership … Continued
In today’s competitive business landscape, the phrase “Customer is King” isn’t just a motto; it’s a principle that can drive real success. For companies that truly embrace this idea, the rewards are not only customer satisfaction but also sustainable … Continued
“It’s a handy application. It helps me update my records on the go. I don’t need to sit down on a table at the farm when I do [record] any transaction.”- FINBIT user in Zambia “The FINBIT Business analytics report … Continued
My name is Yosef Mekonnen, and I have a BA in Economics. In March 2021, three months after graduating I embarked on a journey with L-IFT (Low Income Financial Transformation) as a Junior Field Researcher on the Small Firm Diaries … Continued
Financial Diaries data provides valuable insights into the spending patterns and financial behavior of business owners, individuals, and households. By analyzing the data collected from financial diaries, researchers can gain a deeper understanding of how people make decisions regarding their … Continued
In the realm of data-driven decision-making, the accuracy and reliability of data are critical. However, the prevailing skepticism around self-reported data often leads people to believe that alternative data collection methods, such as phone data, administrative records, or observational studies, … Continued
Reject inference in credit scoring refers to the process of estimating the creditworthiness of applicants who have been rejected for loans or credit based on the available data from approved applicants. It aims to overcome the limitation of using only … Continued
In Zimbabwe, L-IFT has been collecting financial diaries data and Covid-19-related experiences from 18 corner shops spread across 3 provinces since April 2020 during a countrywide lockdown to help contain the disease. The Covid-19 period presented numerous challenges to these … Continued
As a communications officer for L-IFT, I have had the privilege of conducting weekly Startup Diaries interviews with our managing director since January 2023. These interviews have proven to be crucial practice for our organization, fostering transparency and self-awareness, promoting … Continued